How Much It Could Cost You To Drive Away Without An RAC Warranty
November 23, 2016 at 10:53 AM
Whether it’s your first or first of many more to come, buying a 2nd hand car is somewhat a bittersweet experience. Aside from the heady thrill of finding one’s own freedom at last, or the joy and pride of pulling into your driveway for the first time with a new gleaming motor; the excitement can all be soon thwarted if trouble ensues post your expensive purchase.
Whilst it’s true that you do have rights – or more specifically the ‘Consumer Rights Act’ indemnifies you for up to 30 days from purchase, nevertheless, what about after this period? It's winter, and afterall the working parts of a car are more vulnerable during winter than summer.
Peace Of Mind
To safeguard against the headaches, that would normally tarnish and detract from the intrinsic joy associated with making such a large purchase; RAC provide peace of mind warranty cover in three simple packages to suit most people’s pocket. Moreover, if you purchase your second hand car from Autochoice Bristol, then we’ll throw in up to 3 months RAC warranty and breakdown assistance free gratis.
You Can't Insure Everything In Life
Whilst you may have the common mind-set that you can insure everything in life whether it’s required or not, and this offering is no more than a gimmick – but the simple fact remains (according to Warranty Direct) that up to 33% of 4-9 year old cars break down in an average year. In cost terms this equates to an average repair bill of £273.50. Hence, based upon the industry’s own published data you stand a 66% chance of not breaking down.
And staying with the subject of cost, one may ponder as to how much a typical repair might be. Common problems cost in the region of:
• Radiator £208
• Water Pump £195
• Gearbox £887
• Electric Window Motor £313
• Cylinder Head Gasket £444
• Turbocharger £602
• Alternator £225
• Clutch assembly £399
• Air Flow Meter £286
Any one of the items listed would set most people back, take time out of your day to sort it out and undoubtedly put those niggling thoughts into your mind ‘what else can go wrong?’
There Are Alternatives
As an alternative to taking the RAC warranty cover there are other feasible means of mitigating the risks – some for instance put aside a monthly nest egg to account for all eventualities – effectively self-insuring. Yet most people work to a tight budget and can’t afford the luxury of adopting such a strategy – nor conversely, can they afford an unexpected large bill.
For those individuals risk adverse it seems the only sensible way to safeguard against a hefty repair bill, or being late for work, an imperative engagement or the ever possible threat of a breakdown on a busy motorway and having little option but to call an independent tow truck – who typically charges in the region of £250 excluding any repairs. In practice therefore taking out the warranty and breakdown cover beyond the complementary 3 months should be a no-brainer; and as automatic a forethought as having to insure the vehicle in the first instance.
RAC Levels of Cover
If you were to shrewdly decide after the 3 months complementary cover to plumb for an extended period of warranty cover, then RAC have three levels which simply put culminate in the higher the cost the greater the level of cover.
• Platinum covers all mechanical and electrical faults for cars up to 7 years in age or 70,000 miles
• Gold covers a comprehensive list of components for cars under 10 years old or up to 100,000 miles
• And lastly, Silver covers a specialist list of components for any age of vehicle AND any mileage.
The cover is designed to suit everyone’s pocket – especially with the three levels of cover it offers. In practical terms the cost is negligible in comparison to an extortionate unexpected bill arising. Furthermore it’s designed to cover all car makes and models.
So why not join the 80,000 other RAC Warranty holders, and have peace of mind and reassurance every time you turn the key?
Please click on the link below to take advantage of 3 months complementary Warranty Cover and Breakdown Assistance, on second hand cars bought through Autochoice Bristol http://www.autochoicebristol.com/rac-buysure/
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